Medical Insurance Coverage
If you have a medical problem with your eyes such as glaucoma, cataracts, diabetes, injuries, infections, allergies, dry eye disease or any other medical issue, your medical insurance benefits can be used for your visit to our office.
Routine Vision Coverage
Some individuals have “Routine Vision Insurance” through their employer’s medical coverage policy. Some plans pay toward the optometric eye exam only, others will sometimes pay towards the contact fitting fee and some even pay toward materials.
If you are uncertain about your benefit eligibility, you will need to check with your human resource department or call your insurance company directly and inquire about eligibility.
Questions you should ask:
* Does my insurance plan provide vision benefits and coverage?
* Can I see the eye doctor of my choice?
* What does my plan allow?
If your medical policy allows you to see any eye doctor of your choice we will verify your coverage, file the claim electronically and accept assignment of benefits for you.
To verify your vision coverage, we will need a phone number for verification of benefits, a group, plan or policy number, the social security number of the insured, member and patient’s date of birth, and name of employer. Verification of insurance benefits must take place 24 hours prior to your appointment.
When you arrive for your appointment we will need a copy of your medical and vision insurance plan policy cards. You will be expected to pay in full the required copay or the difference in the amount allowed at time of service. If for any reason the insurance company pays less than quoted you will be responsible for any amount unpaid.
We currently accept the following insurance plans:
- Medicare & Medicare Advantage Plans
- Medicaid & All Managed Care Organizations
- Aetna Better Health of KY
- Humana CareSource Medicaid
- Passport Health Plan
- Anthem BCBS KY Medicaid
- Anthem Blue Cross Blue Shield
- Blue Grass Family Health
- Baptist Health Plan
- United Medical Resources
- United Healthcare
- Davis Vision
- Superior Vision
- Avesis Commercial Vision
- VSP (Level 2 Provider)
If your insurance company is not listed here, we will gladly call to check your insurance coverage. If we are out of network with your policy, we will give you any paperwork necessary to file an out of network claim.
Call us today: 859-272-1422 Lexington, 859-881-5444 Nicholasville, 859-225-4657 North Park to find our more about your eligibility and coverage as well as our insurance plan policies.